Ready to buy a home?
Call me at 540.533.7453, or complete the form below. I'm looking forward to helping with your real estate needs.
It is my personal commitment to keep you informed, provide prompt follow up, act as your resource to all services, fairly represent your interests, and to do everything I can to make the process go smoothly for you.
Buyer Agency – Frequently Asked Questions:
- What is a buyer’s representative?
- What services are provided by a buyer’s representative?
- How do I find a buyer’s representative in my area?
- What is the standard compensation structure for real estate professionals?
- What services can I expect to receive?
- Will I pay more to be represented as a buyer?
- Can I avoid real estate commissions altogether and buy directly from a seller?
- What is the best way to search for homes online?
- How much house can I afford?
- What’s the difference between being pre-qualified and pre-approved for a mortgage?
- What are the advantages of being pre-approved?
Financing – The most important part of financing is your knowledge of the options available:
- How much mortgage can I afford?
- What down payment is needed?
- What is the difference between pre-qualification, pre-approval and approval?
- What interest rates are available?
- What is mortgage insurance and is it required?
- What type of documentation will I need?
- How do 15- vs. 30-year terms compare?
- What are points and do I pay them?
- What is the difference between a fixed rate mortgage and an adjustable rate mortgage?
- What closing costs will I incur?
- What is being “locked-in?”
- How long will the mortgage process take?
- What is included in a mortgage payment?
- What would the payments be?
- When would the payments begin?
